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Are you having difficulty keeping up premium payments on a life insurance policy, or do you no longer need the policy? Policyholders once had only two options: let the policy lapse or turn it in for a meager...

In E.S. vs. Division of Medical Assistance and Health Services, petitioner, a 91 year old nursing home resident, transferred $42,053 to her son after paying the nursing home privately from her savings for two years. The nursing home...

The business section of the Star-Ledger newspaper has a recurring feature entitled “Shop Talk” which usually contains a short news story highlighting a local business or community event. In the November 6th edition of the newspaper, Shop Talk featured...

How can you ensure that your special needs child will remain well cared for and secure once others assume the role of guardian or caregiver? While creating a financial plan and establishing a specialized trust are central to...

The Internal Revenue Service has announced the maximum tax deduction that can be taken on qualified Long Term Care Insurance premiums in 2009. Maximum Deduction for Qualified LTCI Premiums Under Code 213(d)(10) Attained Age Before Close of Year...