The following figures represent the average cost of nursing home care in each region in New York State as determined by the State Department of Health. These figures are used to calculate Medicaid penalty periods for gifts and asset transfers in New York.

Long Island (Nassau/Suffolk) $13,407
New York City (5 Boroughs) $12,844
Central (Syracuse, Broome, Cayuga, Oswego, etc.) $10,451
Northeastern (Albany, Rensselaer, Saratoga, Schenectady, etc) $11,295
Northern Metropolitan (Westchester, Dutchess, Orange, Rockland, etc.) $12,805
Rochester (Monroe, Ontario, Seneca, etc.) $12,460
Western (Buffalo, Erie, Niagra, Genesee, etc.) $10,720
2020 Medicaid Resource & Allowances

The New York State Department of Health has issued resource and income allowances for the year 2020. All figures are effective on January 1, 2020.

Institutional/Nursing Home Care
Applicant Resource Allowance $15,750
Community Spouse Resource Allowance $128,640 (maximum)
Applicant Income Allowance $50
Community Spouse Income Allowance $3,216
Community Based Care (Home Care, etc.)
Applicant Resource Allowance $15,750
Community Spouse Resource Allowance $23,100
Applicant Income Allowance $875
Community Spouse Income Allowance $1,284
Estate and Gift Taxes

Federal Estate Tax Exemption: $11,580,000

New York State Estate Tax Exemption: $5,740,000

Annual Gift Tax Exclusion: $15,000 (per year/per beneficiary)

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