The Achieving a Better Life Experience Act of 2014 (the ABLE Act) enables individuals with disabilities to save money in a tax-exempt account (ABLE account) which can use for meeting disability-related needs with no impact on eligibility for public benefits based upon financial need. The law states that ABLE accounts should “supplement, but not supplant”.. read more →

New Jersey’s ABLE law (the acronym is short for “Achieving a Better Life Experience”) went into effect a few months ago, in October 2016.  Under the new law, New Jersey’s Department of Human Services and the Department of the Treasury are required to establish the ABLE Program pursuant to federal law. Persons who became disabled.. read more →