The Alzheimer’s Association has issued its 2016 Alzheimer’s Disease Facts and Figures report. The report is “a statistical resource for U.S. data related to Alzheimer’s disease, the most common cause of dementia, as well as other dementias.” Aside from providing a definition of Alzheimer’s disease (“Alzheimer’s disease is a degenerative brain disease and the most common cause of.. read more →

The Internal Revenue Service (IRS) announced increased deductibility levels for individuals with long term care insurance policies in 2013.  According to Revenue Procedure 2012-41, the deductible limits range from a low of $360 to as much as $4,550 per person. The limits represent an increase from 2012, as follows: Attained Age Before Close of Taxable Year.. read more →

The U.S. Supreme Court has affirmed earlier holdings that a conflict of interest exists in long term disability (LTD) cases when the same entity (such as an employer or an insurance company) determines whether an employee is eligible for benefits and also pays these benefits to the employee.  In metropolitan-life-insurance-company-v-glenn, 128 S.Ct. 2343 (2008), the.. read more →